Credit Impaired or Loan Arrears Buyers

We have access to a range of lenders who can assist where you might not fit the traditional criteria of the banks.

Reasons may include:

•  short term self-employment
•  imperfect credit history
•  irregular income
•  old age
•  gifted deposit
•  Mortgage in arrears
•  Credit card or person loan in arrears
•  Temporary loss of income
•  Refinancing of vendor finance – 100% transference of title of ownership
•  Investment loan with capitalization of mortgage repayments

These lenders are understanding and provide fair solutions. There are a range of options available to meet your individual circumstances. A lot of clients have been pleasantly surprised how their monthly overall debt repayments can be reduced when consolidating their home loan, personal loans and credit card debts. This can then free up your cash flow to improve your lifestyle.

Once you have shown a 6 – 12 month history of good conduct of the loan and your credit file has been cleared or you can show stability of employment, at that stage we can help you refinance to a home loan at a lower rate.